No matter what kind of cosmetic procedure you are getting, chances are that it will be costing you at least hundreds, if not thousands, of dollars. The price of the procedure will vary depending on what it is, how big of a procedure it is, your doctor, your location, and many other things, but one thing will always be the same: it is a large amount of money, especially to pay at one time. So how are you going to pay for it?
What About My Insurance?
Even though more people have access to health insurance now with the Affordable Care Act, it won’t do you much good when it comes to plastic surgery. Unless it is a rare exception, such as some reconstructive surgeries, insurance companies do not consider plastic surgery necessary. Instead, it is a cosmetic and optional choice. Most policies are for emergencies and actual health problems and therefore do not cover voluntary and cosmetic procedures.
So since insurance is almost definitely not an option, all costs will be coming from your own pocket, and chances are you do not have thousands of dollars just sitting around waiting to be spent. What are you going to do? Here are some of your options.
Medical Credit Cards
Many people are not aware of the fact that there are credit cards that can be used only for medical expenses. These are a very popular option to pay for medical expenses, giving you a line of credit that is very difficult to overspend on (as it’s only used for medical options). Many of them even have great interest rates. These are great for paying in reasonable installments, especially for as-you-go procedures.
However, just like any credit card, there can be downsides, such as serious consequences for a missed payment. Make sure you do your research and read the fine print. Not even a new body is worth all the mess that you’ll go through if you end up with the wrong card.
Regular Money Means
You can also use regular credit cards, cash, checks, credit cards, and even bank loans to pay for plastic surgery. Essentially, if it is an acceptable option for any other large purchase, chances are your doctor will accept it as payment. He or she might even work with you to set up a payment plan.
No matter your money situation, don’t let it stand in the way of your new body!